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Disclosure Statements

Investing involves risks, including loss of principal.  Stock and bond values fluctuate in price so that value of an investment can go down depending on market conditions.  Stock prices may fluctuate due to stock market volatility and market cycles, as well as circumstances specific to a company or industry.  Investing in international stocks entail the special risks, including currency exchange fluctuation, government regulations, and the potential for political and economic instability.

The two main risks related to fixed income investing are interest rate risk and credit risk. Typically, when interest rates rise, there is a corresponding decline in the market value of bonds. Credit risk refers to the possibility that the issuer of the bond will not be able to make principal and interest payments. 

Past performance is no guarantee of future results. 

The S&P 500 Stock index is a widely recognized, unmanaged index of common stocks.  Average annual returns assume the reinvestment of all distributions and/or dividends.  Indices are unmanaged, statistical composites and their returns do not include payment of any sales charges or fees an investor would pay to purchase the securities they represent.  Such costs would lower performance.  It is not possible to invest directly in an index. 

Please consult a tax or legal professional regarding your personal situation.
John Valentine, Registered Representative. Advisory services offered through Valentine Capital Asset Management, Inc.

 

LEGAL NOTICE

I. GENERAL DISCLAIMERS

Valentine Capital Asset Management, Inc. (“Valentine”) is registered with the United States Securities and Exchange Commission as an investment adviser and has filed notice in California, Colorado, Florida, Iowa, Mississippi, Nevada, and Texas.

The content of this website is strictly for information purposes only and does not constitute an offer or solicitation to purchase or sell any securities, or a recommendation of any security.  This website is not a solicitation or offer to sell investment advisory services except in jurisdictions where Valentine is registered or where an exemption or exclusion from such registration exists.  Valentine does not render or offer to render personalized financial, investment, tax, legal or accounting advice through this website.  No visitor to this website should act or refrain from acting on the basis of any content included herein without seeking the appropriate financial or other professional advice.

Performance information presented on this website is historical, and is not indicative of future results.

Valentine uses reasonable efforts to ensure the accuracy, correctness and reliability of this website's content, but makes no representations or warranties as to the accuracy, reliability, completeness, or timeliness of any information or material on the website.  Valentine disclaims any duty to update any information contained in the website and, therefore, some content may not be accurate.  The use of the website and the material is at your own risk.  The materials on this website are provided for promotional and informational purposes only, and are not intended for any other use, or as advertisements or endorsements of the products or services of any party other than Valentine.  Changes are periodically made to the website and may be made at any time.

II. TRADEMARKS

Valentine Capital Asset Management, Inc. is a trade name of Valentine.  Other parties' trade names or trademarks used, depicted or identified on this website are the property of their respective owners, used here by permission, and may be registered in one or more countries.  Use on this website of the trade name(s) or trademark(s) of any other party is not intended to imply Valentine's affiliation with or endorsement of that party, or that party's sponsorship or endorsement of Valentine and its products or services.

III. PROPRIETARY RIGHTS

This website is owned and operated by Valentine.  Except where otherwise indicated, the content featured or displayed on this website, including, but not limited to, text, graphics, photographs, images, moving images, sound, illustrations and software, belongs to Valentine, its licensors and its content providers, and is protected by copyright, trade dress, moral rights, trademark and other laws relating to intellectual property rights, to the fullest extent applicable under both United States and foreign laws.  Unauthorized use of the materials available on this website could subject you to liability under copyright, trademark, unfair competition, and other laws of the United States.

Valentine authorizes you to copy materials on this website to a hard drive for the purpose of viewing and using the website on your computer.  You may also print portions of the website in hard copy for the sole purpose of facilitating your personal, noncommercial use and retention of information from the website.  You may not sell or modify the material or reproduce, republish, display, publicly perform, distribute, or otherwise use the material in any way for any public or commercial purpose.  Unauthorized use of this material on any other website or in a networked computer environment for any purpose is prohibited.

IV.  DISCLAIMERS AND LIMITATIONS OF LIABILITY

Valentine provides this website only for your convenience.  Neither Valentine, nor its affiliates, partners, employees or other representatives, warrant that this website will be uninterrupted or error-free.

This website is provided without warranties of any kind, either expressed or implied, including but not limited to warranties of title or implied warranties of merchantability or fitness for a particular purpose.

Neither Valentine nor any other party involved in creating, producing, or distributing the website shall be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of or inability to use the website, including but not limited to interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from force majeure, communications failure, theft, destruction, or unauthorized access to Valentine's records, programs, or services.  Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, in such jurisdictions, our liability is limited by the fullest extent permitted by law.

By accessing this website, you agree to indemnify Valentine and hold it harmless from any and all claims and expenses, including attorney's fees, arising from use of this website.  In addition, you hereby release Valentine from any and all claims, demands, damages, costs and expenses of any kind or nature whatsoever, whether known or unknown, that you may have against it arising out of or in any way related to such access and use.

V. USE OF LINKS

Should you leave this website via a link contained herein, and view content that is not provided by Valentine, you do so at your own risk.  The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Valentine.  Valentine is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in this website, whether actual, alleged, consequential or punitive.  Valentine makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

VI. PASSWORD PROTECTION

Access to certain portions of this website is password protected.  Passwords should be kept strictly confidential and should not be shared with any other persons not authorized by Valentine.  Valentine reserves the right to terminate, at any time, any user's access to password-protected portions of this website.

VII. TERMINATION OF USAGE

Valentine may terminate or suspend your access to all or part of the website, without notice, for any conduct that Valentine, in its sole discretion, believes is in violation of any applicable law or is harmful to the interests of another person, Valentine, or its affiliates, partners, employees or other representatives.

 

 

Valentine Capital Asset Managment